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Trying To Be Different
What distinguishes one restoration contractor from the other guys? If we’re serious about working in
this industry, we all offer 24/7 emergency services, we all have the proper training and certifications
and we all use skilled trades professionals to perform the work. How do you choose the best one for
your company: to serve your customers?
AT JIT, we believe the answer lies in building industry partnerships. Our tag line: “helping insurance
providers deliver value” says a lot in regards to executing our corporate mission. We are committed
to: helping to process and settle claims swiftly and accurately; improving processes and workflows;
and leveraging technology to make things easier for everyone involved in settling the claim.
Our Mission
To be the unequaled provider of superior remediation and
restoration services by consistently improving the quality of our offerings; to add value for clients through innovation, foresight, integrity, and aggressive performance; and to serve with character and purpose that brings honor to the insurance industry.
The goal being that the homeowner is delighted with our services, feels that you served them well
and as a result wishes to remain one of your loyal customers.
Various experiences, both ours and others tell us that there are numerous ways to ease the life of an
adjuster. Consider the following five ways a contractor can make things easier:
- During the emergency and mitigation phase, keep the adjuster aware of potential issues
related to the cause or various hazards such as mold or asbestos or other safety
concerns;
- Deliver accurate/complete/timely estimates which answer questions, don’t require
additionals/changes and speed up the entire claim settlement process;
- Do anything/everything to please the homeowner. Live up to commitments and respect
their time. Get the work done quickly and professionally and leave them feeling very
satisfied with how their ‘insurance company’ took care of them in their time of need;
- Keep communications open with the adjuster and keep him aware of any concerns and
issues the homeowner may have in the event that they call him looking for answers.; and
- Follow the approved estimate and let the adjuster discover during the re-inspection that
there are no significant differences between what they paid for and the work that the
contractor performed.
What Makes a Great Contractor…
- The contractor does their jobs exactly as they are supposed to while considering the
heightened risks associated with mold, bacteria and general health and safety issues:
doing everything according to industry standards, using the right methodologies and
reducing liability resulting from poor workmanship;
- The contractor invested the time and energy into understanding the needs of the
insurance company and works with your adjuster in a way that makes their job less
complicated;
- The insured only had complimentary things to say about the insurance company, the
adjuster and the contractor in regards to the way their claim was handled because they
felt like they were being taken care of by the insurance company right from the very
beginning; and
- The experience acquired by your company and the contractor was used collectively to
figure out how to advance our approach, methodologies and processes towards improving
quality and providing better customer service — enabling the industry as a whole to reap
the benefits of what this knowledge could provide.
Why JIT?
Every claim is handled as a project that has a beginning and an end. Included in the project plan are
accountability, commitment, quality, satisfaction and final acceptance of the work results. Our
strength in project management, systematic processes and business operations is what makes us so
successful and includes:
Focusing first on understanding the requirements for each claim and putting together an
effective plan that deals appropriately with the type of loss;
- Performing our emergency services in a way that ensures: a) the health of the occupants
of the damaged structure is protected against any/all potential health risks associated
with fire/water damage and b) the structure is cleaned, disinfected and dried properly
before repairs are scheduled to ensure that when a claim is settled, it stays settled;
- Planning the work that has to get done to restore the home/business to its pre-loss
condition;
- Identifying the resources requirements and committing them to a schedule;
- Establishing communications channels and keeping all stakeholders informed in regards to potential risks, change requests and progress;
- Having the work performed, all the while controlling costs and monitoring results and keeping the insured informed in regards to progress; and
- Finally, once work is completed, doing a walk through with the insured, identifying and addressing remaining concerns and getting final sign-off.
Our Way
When a claim is assigned to JIT, it is assigned to a team. The accepted responsibility of this team ensures that:
- One resource is always focused on the administrative side of the claim, ensuring paper work gets done in a timely manner and the relationship between JIT and the Adjuster is managed accordingly; and
- Another resource is focused on ensuring that the work is performed according to the estimate, costs are controlled and the relationship between JIT and the insured is managed to guarantee customer satisfaction.
This approach ensures that everything that needs to get done to bring a claim to a successful conclusion gets done, to the satisfaction of all parties.
What Does This Mean to You?
In this day of down-sizing, corporate expectations are such that the same workload can be handled
with fewer resources. Typically, the result is that Adjusters are asked to manage more claims, while
still ensuring that corporate requirements are satisfied and claims are handled to the satisfaction of
the insured. Throw in a contractor that performs poorly and the adjuster’s life becomes
uncomfortable and perhaps even a little stressful.
Being aware of most of the potential problems, JIT knows there are things that a contractor can do to
successfully see a claim through from start to finish and to increase the likelihood of a smooth and
successful sign-off. To us, it’s all about management, ensuring that designed processes are followed
consistently. If we are successful at that, we believe we can contribute to freeing up some of your
time to allow you to do some of the things that matter most to you.
The Proof
Don’t just take our word for it. Ask around!
- During the major floods in Ottawa in Sept 2004, one of JIT’s senior estimators, over a 4-
5 month period, successfully closed 126 claims assigned to him by one insurance
company. After a series of re-inspections, he received a visit from a senior claims
manager of that company and was told that his estimates and the repairs that were
performed were so closely matched that if it were up to him, our estimator would be
handling all of his company’s claims. That has to say a lot about our ability to serve your
insurance company.
- JIT is already preferred contractors for some major insurance companies and
committed to care for their customers in the Ottawa and Eastern Ontario region.
Our selection demonstrates that JIT has been able to meet or exceed claims
industry standards of professionalism, guaranteed workmanship and customer
satisfaction and this qualifies us to do any insurance work. And though JIT may
not be on the preferred contractor list of your insurance company, we believe
that its likely that we have already handled some of your claims and it’s only a
matter of time before you recognize the value that we would bring to your
customers.
- Upon request, we would be happy to provide reference letters and/or names and
phone numbers of clients who have expressed a high level of satisfaction with the
work performed by JIT—and are willing to provide a testimonial on our behalf!
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